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Terms of Service

Terms of Service I understand by submitting this application package, I am certifying that all information I have provided on this application or in connection herewith is true, correct, and complete. I agree to a preauthorization of $1 for verification of any payroll card provided on this application which shall be refunded to me. If this application is approved, I agree to pay an application fee, if any. I hereby authorize a representative or agent of MNGH, LLC, d/b/a “Champion 1st” to contact any person or entity listed on the application. I understand that this application is subject to approval by Champion 1st, and that Champion 1st reserves the right to deny my application, at its sole discretion, for any lawful reason. I understand that Champion 1st does not obtain traditional credit reports or scores from Experian, TransUnion or Equifax. I further understand that by submitting an application package, I will be legally bound by the Terms of Service. I hereby consent to Champion 1st or its strategic partner(s), assignees, and/or collection agencies to communicate with me through various means including email, text messaging, artificial or prerecorded voice messages, and/or telephone calls placed by an automatic telephone dialing system, predictive dialer, or any other type of telephone system capable of placing calls without human intervention to any telephone number provided by me to Champion 1st or its strategic partners, assignees, and/or collection agencies OR otherwise obtained through any source by Champion 1st, its strategic partners, assignees, and/or collection agencies. I understand that in order to revoke my consent to the aforementioned methods of communication, I agree to provide Champion 1st written notice of revocation delivered to: MNGH, LLC, P.O. Box 18022, Tampa, Florida 33679, or via email to revocationnotice@champion1st.com. I further understand and agree that I cannot orally or verbally revoke my consent to the aforementioned methods of communication.

Champion 1st reserves the right to change it Terms of Service at any time by notifying you and providing you a copy of the revised Terms of Service. You will be bound by any revised Terms of Service if you use or continue to use the credit provided by Champion 1st.